SEBI Launches 'SARATHI 2.0' Mobile App for Investor Education
The Securities and Exchange Board of India (SEBI) has launched an upgraded version of its investor education app, 'SARATHI 2.0,' featuring AI-based grievance redressal.
2-Minute Summary (TL;DR)
- SEBI launched the 'SARATHI 2.0' app on May 10, 2026.
- The app provides information on the securities market and KYC.
- It features an AI chatbot supporting 15 Indian languages.
- The app integrates with the SCORES grievance redressal system.
How This Topic is Tested in Competitive Exams
| Exam | Frequency | Approx. Marks | What Gets Asked |
|---|---|---|---|
| Banking (IBPS / SBI) | High | 4–6 | Financial inclusion schemes, Jan Dhan, PMSBY, and credit guarantee schemes are key banking exam topics. |
| SSC (CGL / CHSL / MTS) | Very High | 5–8 | Government schemes are one of the most tested topics in SSC CGL and CHSL GK sections. |
| UPSC / State PCS | High | 8–12 | UPSC tests implementation, target beneficiaries, and outcomes — not just scheme names. |
What to Memorize from This Topic
- Scheme: full name, ministry, launch date, objective
- Financial figures: allocation, beneficiaries reached so far
- Eligibility: who can benefit (age, income, gender, area)
- Implementing agency: central, state, or both
- Related amendments or extensions: any recent modifications to the scheme
Practice Questions
Q1. Which organization launched the 'SARATHI 2.0' mobile app?
- RBI
- SEBI
- IRDAI
- PFRDA
Explanation: The 'SARATHI' app is an initiative of the Securities and Exchange Board of India (SEBI) for investor education.
Q2. What is the primary purpose of the 'SARATHI 2.0' app?
- Stock Trading
- Investor Education
- Loan Processing
- Tax Filing
Explanation: The app is designed to educate investors about the securities market and protect their interests.
How to Prepare Government Schemes for Government Exams
Create a scheme log: Name | Ministry | Target | Key Feature. Add every new scheme as it appears. Review this weekly.
Focus on 'Flagship' schemes: PM-KISAN, PMAY, Ayushman Bharat, PM SVANidhi. These generate the most questions.
For UPSC, understand the policy objective behind the scheme — income support, housing, health insurance. The 'why' matters more than the name.
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