SEBI Launches 'SARATHI 2.0' Mobile App for Investor Education
The Securities and Exchange Board of India (SEBI) has launched an upgraded version of its 'SARATHI' app to enhance investor awareness.
Key Points for Quick Revision
- SARATHI 2.0 launched by SEBI for investor education.
- Features AI chatbots and multi-language support.
- Aims to simplify complex securities market concepts for retail investors.
How This Topic is Tested in Competitive Exams
| Exam | Frequency | Approx. Marks | What Gets Asked |
|---|---|---|---|
| Banking (IBPS / SBI) | High | 4–6 | Financial inclusion schemes, Jan Dhan, PMSBY, and credit guarantee schemes are key banking exam topics. |
| SSC (CGL / CHSL / MTS) | Very High | 5–8 | Government schemes are one of the most tested topics in SSC CGL and CHSL GK sections. |
| UPSC / State PCS | High | 8–12 | UPSC tests implementation, target beneficiaries, and outcomes — not just scheme names. |
What to Memorize from This Topic
- Scheme: full name, ministry, launch date, objective
- Financial figures: allocation, beneficiaries reached so far
- Eligibility: who can benefit (age, income, gender, area)
- Implementing agency: central, state, or both
- Related amendments or extensions: any recent modifications to the scheme
Practice Questions
Q1. Which regulatory body launched the 'SARATHI' mobile app?
- RBI
- IRDAI
- SEBI
- PFRDA
Explanation: The Securities and Exchange Board of India (SEBI) launched the SARATHI app to educate investors.
Q2. What is the primary objective of the SARATHI 2.0 app?
- Direct stock trading
- Investor education and awareness
- Loan processing
- Tax filing
Explanation: The primary objective of SARATHI 2.0 is to provide investor education and raise awareness about the securities market.
How to Prepare Government Schemes for Government Exams
Create a scheme log: Name | Ministry | Target | Key Feature. Add every new scheme as it appears. Review this weekly.
Focus on 'Flagship' schemes: PM-KISAN, PMAY, Ayushman Bharat, PM SVANidhi. These generate the most questions.
For UPSC, understand the policy objective behind the scheme — income support, housing, health insurance. The 'why' matters more than the name.